Terms & Conditions

Introduction

Welcome to Har Way Consulting Inc. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

Acceptance of Terms

By using our website or applying for funding services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting.

Use of Our Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use our services in any way that violates any applicable federal, state, or local law or regulation
• Provide false, inaccurate, or misleading information in your funding application
• Attempt to interfere with or disrupt our website or services
• Use any automated system to access our website without our express written permission
• Impersonate or attempt to impersonate Har Way Consulting Inc., our employees, or any other person or entity

Financial Products & Services

Har Way Consulting Inc. provides business funding solutions, including but not limited to working capital loans, equipment financing, commercial real estate financing, and revenue-based financing. All funding applications are subject to our underwriting criteria and approval process.

Application Process

• Submission of a funding application does not guarantee approval
• We reserve the right to request additional documentation or information
• Approval is based on creditworthiness, business viability, and other factors
• Loan terms, interest rates, and fees are determined on a case-by-case basis

Repayment Terms

• All approved funding agreements will include specific repayment terms
• You agree to make timely payments according to the agreed schedule
• Late payments may result in additional fees and impact your credit
• Failure to repay may result in collection actions and legal proceedings

SMS Terms & Conditions

If you opt in to receive SMS or text messages from Har Way Consulting Inc., the following terms apply:

• By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier's plan.
• You can opt out at any time by replying STOP to any message. You will receive a confirmation message upon opt-out.
• For assistance or questions, reply HELP or contact us at derenik@har-way-consulting.com.
• We support all major U.S. carriers. Delivery is subject to your carrier's terms and network availability.
• Consent to receive SMS messages is NOT a condition of purchase or use of our funding services.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Har Way Consulting Inc. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Har Way Consulting Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or in connection with your use of our website or services.

Our total liability for any claims arising from these Terms or your use of our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Har Way Consulting Inc., its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any rights of another party
• Any false or misleading information you provide

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Los Angeles County, California.

Dispute Resolution

Any dispute arising out of or relating to these Terms or our services shall first be attempted to be resolved through good faith negotiation. If the dispute cannot be resolved through negotiation, it may be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Har Way Consulting Inc. regarding your use of our website and services and supersede all prior agreements and understandings.

Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Effective Date" at the top. Your continued use of our website or services after such changes constitutes your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Har Way Consulting Inc.
351 Myrtle Ave
Glendale, CA 91203
Email: derenik@har-way-consulting.com